South Indian Bank Internet Banking

The Internet Banking services offered by South Indian Bank is referred as “Sibernet”. It allows the customers to do online banking transactions from the comfort of one’s home. Some advantages Of using Sibernet includes easy Online Payments, Anytime and anywhere banking, Service available for 24 hours &every day of yea, etc. This service is available for all individual retail customers with Savings, Current and OD accounts as well as all corporate customers with company / partnership accounts.

South Indian Bank Internet Banking South Indian Bank Online (Sibernet) Banking features

Salient features offered by South Indian Online Banking (Sibernet) are as follows:

Online Bill Payments: Customers can make online bill payments for online shopping and various utility services on-line real time basis in a secured way. The utility services that can be accessed via Sibernet include the following.

Online Mobile Bill Payments: It includes Bill payments for BSNL Cellone, Airtel, Idea, Reliance, Vodafone etc.

Online Insurance Premium Payments for LIC, MetLife, TATA AIG, Birla Sun Life, Kotak Mahindra, Prudential ICICIetc.

Credit Card Payments for SBI Card, CitiBank Card, Barclay’s Card, etc.

Loan Repayment for HDFC, CITIBANK and Donations for CRY and UNICEF.

Religious Offerings for Guruvayur Temple, Siddhivinayaka Temple and Educational Institutions like IIM Bangalore, etc.Online Shopping such as Home Shop18, Storeguru, etc.

Online Inquiries: Customers can make many online inquiries such as details of accounts including Saving Banks, Deposit, Loan account, etc. Users can also print and save the pass-sheet of any operative accounts.

Customers can make Cheque Status Inquiry, Clearing Instruments Inquiry, Lien Inquiry, Nominee Inquiry, Interest Details of Deposit Accounts and print pass-sheet of any loan account for any period.

Funds Transfer: Customers can make Fund transfer betweenoperative accounts, Fund transfer to other operative accounts in SIB and External fund transfer to other bank branches, etc.

Requests: Customers can make online request for Cheque book, DD, Deposit Open. It also allows the

pre-closure of deposit/loan account.

Mails: Customers can send secured instructions toRelationship Manager and receive mails from Relationship Manager.

Alerts: Customers can also receive important account related Alerts, loan repayment alert, minimum balance alert and important account related Alerts from the system.

Customise: Customer can make modifications to his profile including changes in password, amount & date format.

South Indian Bank NetBanking (Sibernet) login and registration

Customer can get registered for Sibernet services by completing the prescribed application form and submitting it at the nearest bank’s branch for processing. Once the registration formalities are completed, a password and user-id will be provided by mailers to the registered address of the customers on two different dates for security purpose. Customer need to return the welcome note offered along with the user-id by affixing the signature. This service is enabled after receiving the signed receipt.

South Indian Bank Internet Banking (Sibernet) security features

The Sibernet is a secure and safe banking service for conducting online banking transactions. It has received the Digital Certificate from Verisign which is world’s leading certification agency. The software that offers safe transactions is provided by Infosys. It employs 128-bit encryption which is regarded as the highest level of security available over the internet. Moreover, Sibernet complies with the Global Standards for implementinglayers of security features including Firewalls & Anti-Virus.

RBS Bank Internet Banking

RBS Bank offers Online Banking services for its customers that allows them to do almost all their banking activities from the comfort of their home or office using internet. Customer can access all banking and depository accounts with the Bank anytime and anywhere using online banking services. It includes host of features such as booking fixed deposits, transferring funds, paying utility bills, ordering DD and cash delivery. The facility of net banking is available to all consumer banking customers of RBS Bank including Savings or Current account holders, Loan account holders and Fixed Deposit customers.

RBS Bank Internet Banking RBS Bank Online Banking features

RBS Bank Online Banking offers the convenience of banking, anytime and anywhere.Customers can perform the following online activities with RBS Net Banking

Account Management: Customers can view and print the details of the accounts with the Bank including deposit, loan and demat accounts. Customers can easily download transaction details and view the status of cheque and Tax Deducted at Source, etc.

Funds Transfer: Customer can transfer funds between his own RBS accounts, with other RBS

account in India or any other bank in India that uses NEFT / RTGS funds transfer. Customer can open a fixed deposit by transferring funds from his savings / current account.

Bill Transactions: Customer can place a stop cheque payment request, order a demand, Pay utility bills, online shopping at various outlets, etc.

Online Requests: Customer can request for a new cheque book, request for cash delivery, request for Interest certificates and request for subscription to One Time Password Service.

Receive Alerts: Users can get alerts via email and mobile phone for wide range of services such as

Salarycredit, Bills, receive large debit/credits, instalments, fixed deposit maturity dates, etc.

Calculate: Customer can calculate the amount required for loan payment and due amount for closing fixed Deposit.

Communicate: Customer can communicate with the Bank via a secure mail facility.

Customize: Customer can easily customise his profile and update password, date and amount format. One can also update his/her address and contact details.

Online Rewards: Customers can also view and redeem their Royalties Rewards online

RBS Bank Net Banking login and registration

In order to avail RBS Net Banking facility, customer needs to get registered for online services. Customers are not required tofill any form or sign any document for Net Banking. One can simply get registered online by visiting the online registrationsection on the login page of https://netbanking.rbs.in.

During online registration, one can create his/her own user id & login password. One should also create own Transaction Password online after successful login to Net Banking site. This feature is available for both existing and new clients.

To login for availing RBS net banking facility, customers require User ID and Login Password. It will allow them to log on and view details of their accounts. For doing any financial transactions, customer also require a Transaction Password for confirming transactions on Net Banking.

RBS Bank Internet Banking security features

RBS Bank employs many robust processes and high tech infrastructure for offering very secure Net Bankingfacilities. The Bank will monitor and upgrade its technology for ensuring that all accounts are absolutely secure. It uses 128 bit SSL encryption that is regarded as the highest level of security available for transactions on the Internet. The RBS Net Banking site is certified by VeriSign which is a VeriSign Secure Site and provides trusted infrastructure services for websites and enterprises, etc.

Standard Chartered Bank Internet Banking

Standard Chartered Bank is a leading bank of India that employs state of the art technologies and robust banking methods for providing efficient banking services to the masses. Anyone who

holds any (or a combination) of the (Savings account, Current account, Deposit account, Loan account, Credit Card), can register for the banking services for free. The service is available for individuals, companies, sole proprietorships, partnership concerns, etc.

Standard Chartered Bank Internet Banking Standard Chartered Bank Online Banking features

Salient features of Online Banking services offered by Standard Chartered Bank are as follows:

Account information: Customer can access details of Savings accounts, Current accounts, Term deposits, Credit Card accounts, Loan accounts, etc. One can also view and print the account and transaction statement for the specified period. One can also check the status of issued cheques.

Funds Transfer: Customers can transfer funds to his own accounts within same bank. User can also

transfer money from his account to third party account of Standard Chartered Bank. The transfer of money within the bank is done immediately. Before transferring the money, customer needs to register 3rd party accounts.

In addition to same bank accounts transfer, customer can also transfer funds from his account to various other banks in India.

Risk profile calculation: Customer can use the risk profile calculator based on Investment services to calculate the risk associated with the investment.

Credit card Management–Customer can pay his credit card dues online, check the credit card transactions details, Request for redemption of rewards points and increase the credit limit online.

Online applications –Customer can request for various applications online including cheque book online, order a draft, order for lost statements, etc.

Market watch: Customers can view latest deposit and foreign exchange rates, access market commentaries on foreign exchange news, financial news, stock news, tax news, etc.

Personal update: Customer can make modifications to personal profile including changes in personal particulars, Change of password, etc.

Standard Chartered Bank NetBanking login and registration

In order to apply for Online Banking services, customers need to simply fill the registration form and submit it at the bank branch. Within 3 working days, bank will send Secure InterOnline Banking ID & Password at the registered mailing address of the customer.Customer can get the registration form any branch of Bank.

Customer can also call customer care at Phone Banking numbers /Credit Card Help-line for receiving the form at his/her address. Customer can also download the form at “http://www.standardchartered.co.in” and send it to the following address.

Standard Chartered Bank

PO Box # 8888, Chennai, India

Customer can login to access net banking services after receiving login ID & Password. There are few simple steps for login to standard chartered online banking services including Login to bank website at www.standardchartered.co.in, Entering Debit/ATM Card Number, Entering Debit/ATM Card PIN,

Receiving a Temporary Password on registered Mobile Number, entering Temporary Password, customise user id and password and start banking online.

Standard Chartered Bank Internet Banking security features

Standard Chartered Bank offers secure and safe internet banking services for all its customers. It uses the strongest encryption technology that ensures that all communication and transactionstravelling over internet remains confidential and secure. Customers can only login to access online service by using confidential User ID and password known only to account holder. Some of the security measures adopted by Standard Chartered includes Digital certificate from Verisign,

triple DES encryption on 128 SSL, auto logout feature that logs the customer out automatically if he/she forgets to logout, etc.

State Bank of Bikaner and Jaipur (SBBJ) Internet Banking

The Internet Banking service offered by SBBJ offers anywhere, anytime, online access to banking services to individuals and corporate customers. SBBJ internet Banking is made for all the customers who have an account at an internet enabled branch of SBBJ. Customers with account with internet enabled branch require to get registered for the Internet banking service with the branch. In case the customer’s branch is not internet enabled, he can transfer his existing account from his branch to an internet enabled SBBJ Branch.

State Bank of Bikaner and Jaipur Internet Banking SBBJ Online Banking features

SBBJ offers wide array of services to the customers including most commonly accessed banking features. It has made the life easier for the customers by offering stress free banking transactions from their home.

Some of the salient features offered by SBBJ online banking are as follows:

· Online Monitoring of accounts activity

· Request for new cheques online

· Checking account balance and see previous transactions

· Pay Utility Bills

· E-Rail reservation service using SBBJ accounts.

· Mutual Funds investments with SBBJ account

· VISA Money Transfer

· Update personal profile like address and phone number

· Check the status of the cheques online

· Check and Print Bank statements for past few months

· Online payment of taxes

· Online Transferring of funds between accounts

· Demat Account Statement

· TDS Enquiry

Apply for SBBJInternet Banking

In order to apply for SBBJ Online Banking, customers can visit the site at “www.sbbjonline.com” and download the application form for Online Banking. The form can also be obtained from the branch.

After completing the application form, it can be submitted to any nearest branch of the bank. On successful processing of the application, customer will receive User Id, Login Password and Transaction password. Customer can login to net banking site of SBBJ using the UserID and login password. Once logged in customer can avail many online banking services offered by Bank and perform various financial transactions.

The User Id & Passwords for login to the SBBJ will be sent to the registered address of customer with the Bank. Customer should ensure that his current address is updated in the Bank’s record. It is suggested that new customers should completely read the general information page so that they will get the idea of using the various banking services online. It is very easy to conduct all the banking transactions online. It is useful for those who are unfamiliar with online banking service.

SBBJ Security Features

The SBBJ or online internet banking service of State Bank of India is highly secure. It allows the customer to avail SMS based high security which is an additional layer of security offered for your transactions. Customers are recommended to enable this feature. When this feature is enabled, customer will receive a high security password by SMS while doing various online transactions such as transferring funds to third party accounts, issuing a demand draft, etc. This password is required by the customer for successfully completing the transaction.

The presence of EV-SSL Certificates ensures server’s authenticity that renders the session encrypted and safeguards users from trusting any unauthorised sites. This certificate is provided by Verisign, the leading Internet Certification Authority of world.

State Bank of India Internet Banking

The Internet Banking service provided by State Bank of India is referred to as OnlineSBI by the bank.

OnlineSBI is regarded as the Internet banking portal for SBI. The portal offers anywhere, anytime, online access to banking services for SBI’s retail and corporate customers. OnlineSBI is developed by using advanced technology and tools. The infrastructure is robust and supports secure access to banking services for more than 13,000 branches across India.

OnlineSBI is made for all the customers who have an account at aninternet enabled branch of SBI. Customers with account with internet enabled branch require to get registered for the Internet banking service with the branch. In case the customer’s branch is not internet enabled, he can transferhis existing account from his branch to an OnlineSBI branch.

State Bank of India Internet Banking OnlineSBI Online Banking features

State Bank of India internet banking or OnlineSBI offers wide array of services to the customers including most commonly accessed banking features. It has made the life easier for the customers by offering stress free banking transactions from their home.

Some of the salient features offered by State Bank of India online banking are as follows:

· Checking account balance and see previous transactions

· Pay Utility Bills

· e-Rail reservation service using SBI accounts.

· Mutual Funds investments with SBI account

· Online Monitoring of accounts activity

· Request for new cheques online

· VISA Money Transfer

· Update personal profile like address and phone number

· Check the status of the cheques online

· Check and Print Bank statements for past few months

· Online payment of taxes

· Online Transferring of funds between accounts

· Demat Account Statement

· TDS Enquiry

Apply for OnlineSBI (Internet Banking)

In order to apply for OnlineSBI Online Banking, customers can visit the site at “http://

www.onlinesbi.com” and download the application form for Online Banking. The form can also be obtained from the branch.

After completing the application form, it can be submitted to any nearest branch of the bank. On successful processing of the application, customer will receive User Id, Login Password and Transaction password. Customer can login to net banking site of OnlineSBI using the UserID and login password. Once logged in customer can avail many online banking services offered by Bank and perform various financial transactions.

The User Id & Passwords for login to the OnlineSBI will be sent to the registered address of customer with the Bank. Customer should ensure that his current address is updated in the Bank’s record. It is suggested that new customers should completely read the general information page so that they will get the idea of using the various banking services online. It is very easy to conduct all the banking transactions online. It is useful for those who are unfamiliar with online banking service.

OnlineSBI Security Features

The OnlineSBI or online internet banking service of State Bank of India is highly secure. It allows the customer to avail SMS based high security which is an additional layer of security offered for your transactions. Customers are recommended to enable this feature. When this feature is enabled, customer will receive ahigh security password by SMS while doing various online transactions such as transferring funds to third party accounts, issuing a demand draft, etc. This password is required by the customer for successfully completing the transaction.

OnlineSBI transactions are protected by most stringent security systems that use a completely secure medium. All the transactions use an SSL encrypted medium (128-bit to 256-bit SSL tunnel) which is regarded as the highest level of internet security.

Moreover, the presence of EV-SSL Certificates ensures server’s authenticity thatrenders the session encrypted and safeguards users from trusting any unauthorised sites.This certificate is provided by Verisign, the leading Internet Certification Authority of world.

Syndicate Bank Internet Banking

Syndicate Bank is one of the oldest banks of India that started its services in 1925. It is pioneer in offering technological advanced banking services to the masses in the country. It has won numerous awards and it is well equipped for offering competitive banking services of the 21st century.

It Provides internet banking as a free service so that customers can access banking services from the comfort of their home.

Syndicate Bank Internet Banking Syndicate Bank Online Banking features

Syndicate Bank of India provides wide range of banking services to its customers including online account management, funds transfer, Term deposits, loan management and range of other customer services.

Online Account Management: Syndicate Bank allows the customers to view the account summary after successful login. Customers can check balances in their Current, Savings, Overdraft, TD, Loan Accounts. It features Account Details option that allows customers to view available balance, overdraft limit, minimum balance requirement, book balance, etc. for selected account. The details of unclear balance are also available along with date. Customers can also view the transactions for any specified period for selected account. It can be easily printed or downloaded online.

Funds Transfer: It offers the facility of online funds transfer between accounts. It allows the customer to maintain the beneficiary details who would receive transferred funds. Customers can process Third Party Funds Transfer for various bank accounts across the country; however beneficiary accounts should be first enabled for net banking. The fund transfer is done online on real-time basis.

Term Deposit facilities: Customers can online view and print the details of the selected Term Deposit account including principal, maturity date, tenure, contracted interest rate, maturity value, etc. You can online open a Term Deposit account by transferring the funds and specifying tenure, deposit product, the amount, etc. On meeting all the requirements, a new account number is created with a new Term Deposit. In addition to creating a new term Deposit, customer can also modify and redeem it online.

Loan Management: Customers can view and print the details of the loan account. One can view the details of transactions and also download it. It allows online repayment of loan to loan Account from any of customer’s Current, Savings or Overdraft Accounts. One can also close loan account online by making required transactions.

Online request for chequebooks

Online Inquiry of Cheque Status and Make Stop Cheque Request

Online Request for issue of Banker’s Cheque and Demand Draft

Online Forex Rate Inquiry, Interest Rate Inquiry, email inquiry facility

Change Password Online and view the activities performed during a session.

Syndicate Bank NetBanking login and registration

Syndicate Bank customers can do registration for online banking facility by visiting the Syndicate Bank website, downloading the form and submitting it in the nearest Syndicate Bank branch.

For login to access netbanking facility, one has to log in with a user name and password provided by the bank. Customer can contact customer service with various questions related to any queries regarding any internet banking account.

Syndicate Bank Internet Banking security features

Syndicate Bank provides high level of digital security for offering secure net banking services. It uses encryption codes with complex protocols for offering heightened security. It employs a unique user ID and login password for providing effective protection.

Terminology of Internet Banking

Commonly used terms in Internet Banking are as follows:

ACH/Automated Clearing House:It stands for “Automated Clearing House” and refers to transfer of funds between accounts. Whenever an Internet banking system initiate transfer of funds from one account to other account, it firsts ends up in an ACH file which contains the required instructions for the bank’s core software regarding the transactions that need to be performed.

Bandwidth: It refers to thetransmission capacity of communications network like computer bus or computer channel. It is measured in bytes per second or in Hertz (cycles per second).

Browser: It is a program that acts as a front end to the WWW (World Wide Web)over the internet. User need to type the address (URL) into thebrowser’s Location field for viewing its home page which has the links to other pages.

Terminology of Internet Banking Cash Management: It is a software that permits retail Internet banking and features meant for corporate banking including tax payments, payroll, wire transfers, and more.

Data Mining:It refers to the exploring of detailed business transactions by analysing through tons of data for uncovering patterns and relationships that are contained within the business activity.

Digital Identification: It refers to the digital ID card that is used in combination with a public key encryption system. There are certain certification authorities that issue digital certificates including VeriSign, Inc., Mountain View, CA, etc.

Download: It is a process ofreceive a file transmitted over a network. Download actually depends on size of the file and network speed.

EBPP/Electronic Bill Payment &Presentment: This feature allows the customer to view bills and make payment over the internet. There are three stages of EBPP including enrolment of customer

presentment of bill and customer’s approval of payment.

E-Commerce/Electronic Commerce: It is described as conducting business electronically. It involves

the exchange of information by using a combination of structured messages, unstructured messages, databases and database access via the complete range of networking technologies.

EDI/Electronic Data Interchange: It refers to the electronic communication of business transactions, including orders and confirmationsbetween organizations. There are various third parties that offer EDI services that enable organizationswith equipment to connect.

EFT/Electronic Funds Transfer: It refers to the transfer of money from one account to another via PC.

Fast pay: It refers to a local electronic transfer between two accounts.The payments are routed internally from the remittance account to the beneficiary account without leaving the bank.

Firewall: It is a method of providing security for your network. It makes use of single router or a combination of various routers.

Home Page: It is the first page of a website that serves as anindex for the rest of pages

on the site.

HTML: It is a language for creating webpages over the internet. It is also the document format used on the WWW. Web pages are built with various HTML tags, or codes, embedded in the text. These tags defines the fonts, graphic elements, hypertext links, etc. on the Web

Internet Banking: It is a system that allows you to access your bank accounts and banking transactions via personal computer, cell phone or PDA. You can do wide range of activities with internet banking including checking account balances, transferring funds, paying bills, etc.

Real-Time: It refers to financial transaction that happens at that moment without any waiting period. The changes are final and irreversible, as soon as the transaction is completed.

SET: It is an abbreviated form of Secure Electronic Transaction that defines standard protocol for securing online credit card payments on the Internet.

Transactional Website:A website that allows the customer to do transactions over internet. It includes various Internet Banking sites that permits transfer funds, check account balance and pay bills. Various e-commerce sites that sell products and services online and allow customer to make purchases over the internet are also transactional websites.

Things to remember while using Internet Banking

There is no denying the fact that Internet Banking has made lives of the people easier and comfortable. However, one of the major concerns regarding internet banking is its security. One can do few small things to ensure that your banking details are safe and secure all time. You can prevent hacker attacks on your account by being more alert. .

image Security tips for Internet Banking are as follows:

(1)Do not logon to your internet bank account on public PC or cyber café. If it is urgent then clear cache and cookies of computer you have used and change your password immediately after reaching home.

(2) Do not logon to Internet Banking through any email link. Also, ensure to not reply to any emails which ask for your account number and password, personal credit card, debit card, etc. Bank will never send any emails for asking you these details.

(3) Ensure to check the padlock at the bottom of the webpage as it shows that you are visiting safe and secure websites.

(4) If you come to know of any fraudulent activity associated with your account then please act immediately and report it to your bank. It is preferable to logon to your bank account using the bank websites directly.

(5) Never expose your bank account details to anyone even if you get call from someone introducing themselves as Bank Employee

(6) Always keep a strong password and make it lengthy. Ideally, it should be more than 8 characters. Always keep a different login name and password. You should create your passwords as a combination of Letters, numbers, and symbols. Also, include upper and lower case characters in your password.

(7) You should avoid using Dictionary words in your password as Hacker can track your password by using dictionary attacks. Also, try to avoid sequences or repeated characters such as “1111” or “abcde”.

(8) Most of the time, people keep their name or family name in their password. However, it should be discouraged as someone close to you might know these details.

(9) Try using various characters from all over keyboard in your password. Also, for internet banking you should avoid password that is similar to yoursocial networking site as stealing password from social networking sites is easy job for hackers.

(10) You should avoid using online password storage and never tell your friends about your password. Also, do not write your password and keep it in notes. If you lost your notes then someone else can find it and use it. You should remember your password mentally.

(11) You should not keep the same password for long time. Keep changing your passwordas instructed by bank from time to time.

(12) It is preferable to shift your browser mode to “private browsing”if are using internet banking.Doing so will deleteall cookies and files from your PC.

(13) Keep upgrading your antivirus and browser from time to time. Also, ensure to purchase new version of antivirus if the old one gets expired.

Tips for making Internet Banking more secure

The usage of Internet Banking has grown rapidly and today majority of banking customers are opting for Internet Banking for their banking needs. However, with growing usage of Internet Banking, there has been corresponding increase in cyber-crimes. There is an urgent need of making Internet Banking more secure.

 Tips for making Internet Banking more secure Security Tips for making internet banking experience more secure and scam free are as follows:

(1)Carefully read the Internet Banking rules and policies: Before you begin to do transactions using Internet Banking, ensure to use read the rules and policies related to Internet Banking carefully. You should be aware about the bank’s contact information, with its phone number and headquarters address. Also read about bank’s history, track record of safe online banking,status as an FDIC insured bank, etc.

(2) Change your password frequently: You should change your password every three monthsideally. Also, ensure to keep a strong password with random combination of number, alphabets, special characters, etc.

(3) Avoid browsing any other site while doing online banking: You should close down all other windows before initiating transaction using net banking. Avoid clicking on any flashing messages or any pop up window. There are many sites that can steal confidential information using these spywares.

(4) Minimize your Internet Banking access: You should try to conduct net banking transactions with only one bank account if possible. It will helps in reducing the entry points for cybercrime.

(5) UseInternet banking from a PC booted off withLive CD: You should avoid internet banking with PC booted off with writable storage device. You can boot your PC from a non-writeable medium like “Live CD”. You are required to shut down PC to restart it and then boot it using Live CD.

(6) Think pessimistically when it comes to computer security: You should ensure that you are doing internet banking in confidential manner and taking every measure for preventing any cybercrime.

It is best to use your personal PC with upgraded version of antivirus for online banking.

(7)Banks should provide sub-accounts to user with different capabilities: It will be a great step in enhancing security if banks can offer sub accounts with different rights. As of now, Banks offer all or nothing access where in a person can do anything once he logged in. With sub-accounts, customers can use different logins with different passwords for different transactions. Thus, it substantially reduces the risk for more risky transactions like funds transfer.

(8) More steps for risky transaction: With more no of steps for sensitive transactions, we can strengthen the security by adding one more level of check. The process of transfer of funds can be broken up into two step procedure where first step involves how much money to send, date and beneficiary account. Second step is to make actual transfer.

(9) Using stock-standard HTML protocols: It offers many choices for the Internet banking customer for securing the software, OS and the hardware used for Internet connectivity for online banking.

Union Bank of India Internet Banking

Union bank of India Internet Banking is the facility that allows the bank’s customer to perform various banking transactions online. Itprovides convenience to do banking transactions from the comfort of one’s home. It provides the facility of Internet Banking Service to the customers of Core banking branches of UBI.

Union Bank of India Internet Banking Union Bank of India OnlineBanking Services

Salient features offered by Union Bank of India Online Banking Services are as follows:

Account Information:Customers can check online various account details including operative accounts, loan accounts, deposit accounts, etc. User can also check last few transactions, Print and save statement of accounts, Stop payment of cheques, Status of cheques issued, Temporary Overdraft details, etc.

Transfer of Funds:It allows the customers to transfer funds between self-accounts, status of fund transfers, transfer of funds to any third party account, scheduled funds transfer on a future date,

Status of pending and unapproved fund transfers, etc.

Bills:It allows the customer to do online bill payment for most of the utility bills including Telephone, Electricity, Gas, mobile etc. It allows the customers to schedule payments for a future date and view previous history of payments.

Online Requests:It allows the customers to make online requests for Issue of cheque book, Issue of Demand Draft, FD account opening, FD renewal, FD breaking, Switch mailing address, Compose and send mails to relationship manager.

Bulk Uploads: The Union e-banking corporate banking allows bulk upload of both debits and credits transactions.

Customization:The Union e-banking allows the customer to customize the Internet Banking options including changing of passwords, modifications of own profile, changing of date format, changing of amount format, changing address, phone no, etc.

Union Bank of India Login and Registration

Customers can easily get registered for Union Bank of India online banking service by following few simple steps. Customers need to download registration form from UBI Bank’s website at “http://www.unionbankofindia.co.in” and fill in all the required details. Once completed, customer has to submit the form to the branch where he/she has an account. The application of the customer is verified and processed at the branch. Customer will receive User ID and password directly at his/her registered mailing address. For security reasons, the user id and password is given to the customers in separate sealed envelopes.

Security features of Union Bank of India

UBI online banking offers safe and secured online banking transactions with real time access for different services offered under a full secure environment, implementing 128-bit encryption Secure Socket Layer ( SSL ). It is regarded as the highest level of security over internet. The information sent over the internet is encrypted and no one can access it. Moreover, with SSL, information reaches to its designated location in un- tampered form.

The security of the bank’s online transaction is duly certified by IDRBT which is a licensed Certifying Authority in India under Controller of Certifying Authorities (CCA). UBI has adopted several stringent measures to ensure adequate security of transactions on the internet.