All about Wireless Routers

wireless router is a device that performs the functions of a router and also includes the functions of a wireless access point. It is used to provide access to the Internet or a private computer network. Depending on the manufacturer and model, it can function in a wired local area network, in a wireless-only LAN, or in a mixed wired and wireless network.

How does a Wi-Fi router work?

Fitting your telephone or link line into your switch and information will be sent through the association with the switch.

The Wi-Fi switch at that point takes this information and changes over it into radio signs, which are then grabbed by gadgets with Wi-Fi ability, for example, PCs, tablets, cell phones, and diversions support.

Kinds of Routers- 

Standalone and Mesh

While the present switches offer better speeds and more extensive remote inclusion than any past age, they do in any case have their impediments. Independent switches can offer wide inclusion, yet as a solitary gadget, there’s just so much that a standard switch can do to take out dead spots in your home. What’s more, even the best switch will battle to give a similar nature of Wi-Fi on various floors of a multistory home. For these occasions, we prescribe a working switch.

Another sort of switch utilizes work organizing, in which a switch utilizes transfer focuses to broaden a remote system all through your home. The Netgear Orbi ($312) is our most loved generally speaking, however with surveys of in excess of twelve diverse work frameworks, there are a lot of choices to look over. Look at them all in our gathering of the best work switches. From spending plan well-disposed choices to adaptable additional items that add workability to a current switch, there’s significantly more to work switches than our most loved framework.

In the event that there’s a switch, you’d like us to survey or on the off chance that you have any inquiries regarding what to purchase, drop us a note in the remarks. You may likewise need to look at our proposals of link modems and Wi-Fi extenders.

What else can a Wi-Fi router do?

Just as having the capacity to give remote access to the web and different administrations on cell phones, tablets and PCs, you can utilize your switch to make brings over the web, saving money on costly telephone bills. You can likewise utilize it to get to advanced TV, utilizing items, for example, Apple TV, Amazon’s Firestick, Google’s Chromecast or a shrewd TV.

Send Documents to Your Printer from Any Computer or Smartphone

There’s no motivation to have five unique printers in your home to make sure you can print in any room. Rather than always stopping and unplugging the printer from your PC, you can print remotely from any PC. Simply share the printer from the PC it’s associated with, transform it into its very own independent print server in the event that it doesn’t have a PC alongside it, or even print records from your cell phone utilizing Dropbox (on the two Windows and Mac).

Stream Movies to Any TV in the House

Rather than having a mammoth accumulation of DVDs or tearing your motion pictures to each XBMC confine you have your home, you can fabricate yourself a moderate home media server and stream video over Wi-Fi to some other HTPC (or Xbox or Playstation)- empowered TV in the house. Regardless of whether you use Windows Media Center, XBMC, or something as basic as a Google Media Server Widget for Windows, the potential outcomes are about huge—you can utilize any number of working frameworks, applications, and conventions to get your motion pictures remotely starting with one PC then onto the next.

What to do If I Forgot User Id or Password?

It happens sometimes, that you might forget your login ID or password for internet banking. In such cases, there is no need to panic as you can easily generate a new password online by following few simple steps. If you get stuck anywhere in the process of regenerating your password online, it is preferable to call the customer care representative of your bank and get your issue resolved. It is a better idea to go through the FAQ’s section if your bank websites and read complete procedure of regenerating your password online.

What to do if I forgot user Id or password? The process for regenerating the password online varies from bank to bank, however most common process involves answering a security personal question whose answer who have submitted at a time of your online account registration. In other cases, a link is sent to your email address that helps you in generating a new password in step by step manner.

In some cases, you will get the message “Access Denied”. It is because your account might get locked out for various reasons including not using NetBanking facility for over 180 days or entering the wrong password for more than 5 or 6 times. In such cases, you need to send an authenticated request to your Bank.

Measure for ensuring greater security for your password protection

(1) Make it a habit of logging out from Net Banking whenever you are leaving your PC.

(2) Always ensure to change your password continuously.

(3) Keep a “strong” 6 to 8 digit passwords using combination of number, alphabets and special characters. (

(4) Avoid name of family members, favourite player, etc.). Never ever reveal your password to anyone else.

(5) Never write down your password on paper that can be easily accessible to anyone.

(6) Try using screensaver password for your PC so that no one can access your work station when you are away from it.

(7) If you have any doubt, then immediately change your password.

(8) Never use internet banking from cyber café or public PC as they are not secured. If you have an emergency transaction to do, then ensure that you clear all your cache and cookies after your transaction, log off from net banking site and aware of shoulder surfing.

(9) Ensure to complete logoff from Net Bankingafter your session gets completed. Don’t shut down the window for Logging off as it may not log you off.

(10) On your personal PC, always use personal Firewall, to prevent unauthorised persons from accessing your PC.

What is the Limit of Funds Transfer Using Net Banking?

There are two types of funds transfer in India including RTGS (Real time Gross Settlement) and NEFT (National Electronics Funds Transfer).

The limits and charges for funds transfer using both these systems are as follows

Funds Transfer Limit on RTGS transfer

The RTGS system is meant for high value transactions with minimum amount permissible for remittance is Rs 2 lakh. There is no upper ceiling for RTGS transactions. As a result of successful RTGS transaction, the beneficiary branches receive the amount in real time as soon as it is transferred by the remitting bank. The beneficiary bank is required to credit the transferred funds into the beneficiary’s account within two hours of receiving the funds.

The following charges are applied for inward and outward transaction through RTGS.

Inward transactions: It is absolutely free and there are no charges applied

Outward transactions:

2 lakh to 5 lakh – Not exceeding Rs 25 per transaction

Above 5 lakh – Not exceeding Rs 50 per transaction

Limits of NEFT transfer

There are no minimum or maximum limit on the amount of funds to be transferred using NEFT.

The maximum limit for walk in customers under Indo-Nepal Remittance Facility Scheme is Rs 49,999.

Charges for NEFT transaction

Member banks participating in NEFT are not required to pay any service charges to RBI till 31 March 2011. Consequently, member banks have also pass on the benefit to their customers.

Inward transactions: There are no charges levied from beneficiaries at destination bank branches

Outward transactions: The charges applicable at originating bank branches are as follows:

Rs 1 lakh – not exceeding Rs 5 and service Tax

Rs 1 lakh – Rs 2 lakhs – not exceeding Rs 15 and service Tax

Above Rs 2 lakhs – not exceeding Rs 25 and service Tax

Visa Money Transfer Limit

In addition to the transfer of funds to bank accounts to any branch all over India using online banking, one can also transfer money from bank account to VISA Debit card or credit card issued in India. It is called as a VISA Money Transfer.

Visa Money Transfer is a fast and convenient mode of online money transfer as funds are credited to Payee’scard within 2 to 3 working days from date of origination of transfer. It is a suitable option than DD, cheques or pay orders.

The limit for VISA Money transfers is as follows

Per transaction limit – Rs 25,000

Per day Limit – Rs 50,000

What is RTGS Net Transfer?

RTGS is an abbreviated form of “Real Time Gross Settlement” which is a funds transfer mechanism characterised by money transfer from one bank toanother in real time and on gross basis. It is regarded as the fastest possible moneytransfer system through the banking channel. The real time refers to the payment transaction happening at that moment without any waiting period. Thus, it implies that transactions aresettled as quickly as they are processed.

“Gross settlement” refers to the transaction that getssettled on one to one basis and it does not get clubbed with any other transaction. The transaction is regarded as final and irreversible as money transfer takes place in books of RBI. All the bank branches in India do not support RTGS transactions. As per latest data published by RBI, there are over 74,000 RTGS enabled bank branches in India. One can see the list of RTGS enabled bank branches on RBI website.

What is RTGS Net Transfer? Limit on RTGS transfer

The RTGS system is meant for high value transactions with minimum amount permissible for remittance is Rs 2 lakh. There is no upper ceiling forRTGStransactions. As a result of successful RTGS transaction, the beneficiary branches receive the amount in real time as soon as it is transferred by the remitting bank. Thebeneficiary bank is required to credit the transferred funds into the beneficiary’s account within two hours of receivingthe funds.

Timings of RTGS transfer

Customers can transfer funds through RTGS from 9.00 hoursto 16.30 hours on week days. The timing for Saturday is from 9.00 hours to 13.30 noon. Similarly timings for accepting the customer transactions for settlement at the RBI is between 9.00 hours to15.00 hours on week days and from 9.00 hours to 12.00 noon on Saturday.

The service window for inter-bank transactionsis open from 9.00 hours to 17.00 hours during week days and between 9.00 hours to 14.00hours on Saturdays.

Required Information

In order to transfer money by RTGS transfer, the remitting customer is required to produce the following information.

The IFSC code of the receiving branch

Remitting Customer’s Account number which is to be debited

Amount to be remitted

Name of the beneficiary bank

Name and Account number of the beneficiary customer

Sender to receiver information

The beneficiary customer can receive the IFSC code from his bank branch and it is also printed on the cheque leaf. Before the transaction, remitting customer can get IFSC code number and bank branch from the beneficiary. RBI has also made available the list of IFSC codes on its website.

Processing Charges

The following charges are applied for inward and outward transaction through RTGS.

Inward transactions – It is absolutely free and there are no charges applied

Outward transactions

2 lakh to 5 lakh – Not exceeding Rs 25 per transaction

Above 5 lakh – Not exceeding Rs 50 per transaction

What is NEFT Net Transfer?

NEFT is an abbreviated form of National Electronic Funds Transfer which is a nation-wide system of electronically fund transfer from any bank branch to any other bank branch in the country. It allows the fund transfer from any individual or firm to any other individual or firm across the country. In order to facilitate fund transfer between bank accounts of different banks branches, it is necessary that participating bank branches should be NEFT-enabled. Majority of the bank branches in the country are NEFT enabled with 74,680 branches out of 82,400 bank branches.

One can see the list of NEFT enabled bank branches in the country on the website of RBI at http://www.rbi.org.in/scripts/neft.aspx.

What is NEFT Net Transfer? Eligibility for NEFT Fund transfer

It is possible for Individuals, firms or corporates to transfer funds using NEFT if they have an account with NEFT enabled bank branch. In fact, individuals, firms or corporates without any bank account can also deposit cash at any NEFT-enabled branch along with necessary instructions for transferring funds using NEFT. To facilitate the walk in customers who do not have bank account but want to deposit cash in beneficiary account, a separate Transaction Code (No. 50) has been allocated in the NEFT system. These customers are required to furnish complete details including complete address, telephone number, etc.

In order to receive funds via NEFT, it is mandatory for a beneficiary including Individuals, firms or corporates; to maintain accounts with NEFT enabled bank branchin the country.

Limits of funds transfer

There are no minimum or maximum limit on the amount of funds to be transferred using NEFT.

The maximum limit for walk in customers under Indo-Nepal Remittance Facility SchemeisRs 49,999.

Timings

NEFT operates in hourly batches with 11 settlements takes place from 9 am to 7 pm on week days. On Saturdays, it operates five settlements from 9 am to 1 pm.

Pre-requisites for NEFT transaction

The pre-requisites for initiating funds transfer using NEFT are the following.

Both the remitting customer branch (originating) and beneficiary customer branch (destination) should be NEFT enabled branches

Beneficiary details required for completing NEFT transaction include account number, beneficiary name and account type.

Name and IFSC code of the beneficiary bank branch. In case of net banking customers, IFSC code automatically pops up once the destination bank and branch is selected.

Charges for NEFT transaction

Member banks participating in NEFT are not required to pay any service charges to RBI till 31 March 2011. Consequently, member banks have also pass on the benefit to their customers.

Inward transactions: There are no charges levied from beneficiariesat destination bank branches

Outward transactions: The charges applicable at originating bank branches are as follows:

Rs 1 lakh – not exceeding Rs 5 and service Tax

Rs 1 lakh – Rs 2 lakhs – not exceeding Rs 15 and service Tax

Above Rs 2 lakhs – not exceeding Rs 25 and service Tax

Security of Transaction

NEFT uses a very secure mode of transferring funds between bank branches. It also makes use of Public Key Infrastructure (PKI) technology for ensuring end-to-end security.

What Can I Do With Internet Banking?

Internet Banking allows the customers to do many financial transactions from the comfort of one’s home. The range of services provided by internet banking varies from one bank to other. Some banks offer only entry level services while other banks provide advanced level services.

Some of the commonly used transactions that can be done with internet banking are as follows:

What can I do with Internet banking? Checking Account Balance: Internet Banking allows the customers to view their account balances. Moreover, customer can also see the transactions on their loans, deposits, credit card, and mortgage accounts. Almost every bank that provide internet banking service provide this service.

Check transaction entries: Customer can view the list of the last few transactions done in their account. It is also a common feature offered by internet banking websites.

International bank transfers: This facility is offered by some of the bank’s websites. Using this function customer can make bank transfers from their Swiss account to other bank accounts across the world in various currencies. For conducting such transaction, customer needs to furnish following details.

· Name and address of the receiving bank

· Name and address of the recipient

· SWIFT number

· Account number of recipient

In fact, it is regarded as the safest and fastest way for transferring money internationally.

E-broking: Some banks allow the customers to do E-broking on their websites. Customer can simply sit at their home and invest in the international stock market of the world including London, Paris, NYSE, NASDAQ, Frankfurt and other international stock exchanges. It is very easy to place buy and sell stocks over the internet and the brokerage fees are also very cheap.

Bill Payment: Most of the bank websites offer the service of bill payment via online banking facility. Moreover, many banks are offering this service for bill payment for free.

View and Print Bank Statements: Customer can view the bank statements of last six months to one year using online net banking. The no of months differs from one bank to other.

Transfer funds between same bank branches: Customers can easily transfer money from one bank branch to other bank branch of the same bank.

Third Part Transfer: Internet Banking allows the customers to transfer money from one bank account to any other bank account of different bank. This third party transfer can be done either via NEFT or RTGS transfer.

View mortgage account: Internet Online banking allows the customers to view the information about mortgage account such as escrow and payment history.

Get insurance quotes: With Online banking, customers can obtain quotes for many insurance products.

Credit Card line increment: It is very easy to request for Credit Card line increase with online banking.

E-statements: Customers can view their checking and savings statements online via e-Statements.

Order new checks: If customers are done with their check books, they can place order for new checks online.

Request a Stop Check: If customer has mistakenly submitted a check, he can place a stop order online on the check using the internet banking

Online Password Reset: Customers can generate a new password for using their internet banking account anytime using bank website. Also, in case customer forgets their Internet Banking Password, they can get a new password on their email by answering a security question. Thus, customer can get instant access to his internet banking.

Online Check Images: Some banks offer the service of viewing and printing their posted checks images online.

RBS Bank Internet Banking

RBS Bank offers Online Banking services for its customers that allows them to do almost all their banking activities from the comfort of their home or office using internet. Customer can access all banking and depository accounts with the Bank anytime and anywhere using online banking services. It includes host of features such as booking fixed deposits, transferring funds, paying utility bills, ordering DD and cash delivery. The facility of net banking is available to all consumer banking customers of RBS Bank including Savings or Current account holders, Loan account holders and Fixed Deposit customers.

RBS Bank Internet Banking RBS Bank Online Banking features

RBS Bank Online Banking offers the convenience of banking, anytime and anywhere.Customers can perform the following online activities with RBS Net Banking

Account Management: Customers can view and print the details of the accounts with the Bank including deposit, loan and demat accounts. Customers can easily download transaction details and view the status of cheque and Tax Deducted at Source, etc.

Funds Transfer: Customer can transfer funds between his own RBS accounts, with other RBS

account in India or any other bank in India that uses NEFT / RTGS funds transfer. Customer can open a fixed deposit by transferring funds from his savings / current account.

Bill Transactions: Customer can place a stop cheque payment request, order a demand, Pay utility bills, online shopping at various outlets, etc.

Online Requests: Customer can request for a new cheque book, request for cash delivery, request for Interest certificates and request for subscription to One Time Password Service.

Receive Alerts: Users can get alerts via email and mobile phone for wide range of services such as

Salarycredit, Bills, receive large debit/credits, instalments, fixed deposit maturity dates, etc.

Calculate: Customer can calculate the amount required for loan payment and due amount for closing fixed Deposit.

Communicate: Customer can communicate with the Bank via a secure mail facility.

Customize: Customer can easily customise his profile and update password, date and amount format. One can also update his/her address and contact details.

Online Rewards: Customers can also view and redeem their Royalties Rewards online

RBS Bank Net Banking login and registration

In order to avail RBS Net Banking facility, customer needs to get registered for online services. Customers are not required tofill any form or sign any document for Net Banking. One can simply get registered online by visiting the online registrationsection on the login page of https://netbanking.rbs.in.

During online registration, one can create his/her own user id & login password. One should also create own Transaction Password online after successful login to Net Banking site. This feature is available for both existing and new clients.

To login for availing RBS net banking facility, customers require User ID and Login Password. It will allow them to log on and view details of their accounts. For doing any financial transactions, customer also require a Transaction Password for confirming transactions on Net Banking.

RBS Bank Internet Banking security features

RBS Bank employs many robust processes and high tech infrastructure for offering very secure Net Bankingfacilities. The Bank will monitor and upgrade its technology for ensuring that all accounts are absolutely secure. It uses 128 bit SSL encryption that is regarded as the highest level of security available for transactions on the Internet. The RBS Net Banking site is certified by VeriSign which is a VeriSign Secure Site and provides trusted infrastructure services for websites and enterprises, etc.

South Indian Bank Internet Banking

The Internet Banking services offered by South Indian Bank is referred as “Sibernet”. It allows the customers to do online banking transactions from the comfort of one’s home. Some advantages Of using Sibernet includes easy Online Payments, Anytime and anywhere banking, Service available for 24 hours &every day of yea, etc. This service is available for all individual retail customers with Savings, Current and OD accounts as well as all corporate customers with company / partnership accounts.

South Indian Bank Internet Banking South Indian Bank Online (Sibernet) Banking features

Salient features offered by South Indian Online Banking (Sibernet) are as follows:

Online Bill Payments: Customers can make online bill payments for online shopping and various utility services on-line real time basis in a secured way. The utility services that can be accessed via Sibernet include the following.

Online Mobile Bill Payments: It includes Bill payments for BSNL Cellone, Airtel, Idea, Reliance, Vodafone etc.

Online Insurance Premium Payments for LIC, MetLife, TATA AIG, Birla Sun Life, Kotak Mahindra, Prudential ICICIetc.

Credit Card Payments for SBI Card, CitiBank Card, Barclay’s Card, etc.

Loan Repayment for HDFC, CITIBANK and Donations for CRY and UNICEF.

Religious Offerings for Guruvayur Temple, Siddhivinayaka Temple and Educational Institutions like IIM Bangalore, etc.Online Shopping such as Home Shop18, Storeguru, etc.

Online Inquiries: Customers can make many online inquiries such as details of accounts including Saving Banks, Deposit, Loan account, etc. Users can also print and save the pass-sheet of any operative accounts.

Customers can make Cheque Status Inquiry, Clearing Instruments Inquiry, Lien Inquiry, Nominee Inquiry, Interest Details of Deposit Accounts and print pass-sheet of any loan account for any period.

Funds Transfer: Customers can make Fund transfer betweenoperative accounts, Fund transfer to other operative accounts in SIB and External fund transfer to other bank branches, etc.

Requests: Customers can make online request for Cheque book, DD, Deposit Open. It also allows the

pre-closure of deposit/loan account.

Mails: Customers can send secured instructions toRelationship Manager and receive mails from Relationship Manager.

Alerts: Customers can also receive important account related Alerts, loan repayment alert, minimum balance alert and important account related Alerts from the system.

Customise: Customer can make modifications to his profile including changes in password, amount & date format.

South Indian Bank NetBanking (Sibernet) login and registration

Customer can get registered for Sibernet services by completing the prescribed application form and submitting it at the nearest bank’s branch for processing. Once the registration formalities are completed, a password and user-id will be provided by mailers to the registered address of the customers on two different dates for security purpose. Customer need to return the welcome note offered along with the user-id by affixing the signature. This service is enabled after receiving the signed receipt.

South Indian Bank Internet Banking (Sibernet) security features

The Sibernet is a secure and safe banking service for conducting online banking transactions. It has received the Digital Certificate from Verisign which is world’s leading certification agency. The software that offers safe transactions is provided by Infosys. It employs 128-bit encryption which is regarded as the highest level of security available over the internet. Moreover, Sibernet complies with the Global Standards for implementinglayers of security features including Firewalls & Anti-Virus.

Standard Chartered Bank Internet Banking

Standard Chartered Bank is a leading bank of India that employs state of the art technologies and robust banking methods for providing efficient banking services to the masses. Anyone who

holds any (or a combination) of the (Savings account, Current account, Deposit account, Loan account, Credit Card), can register for the banking services for free. The service is available for individuals, companies, sole proprietorships, partnership concerns, etc.

Standard Chartered Bank Internet Banking Standard Chartered Bank Online Banking features

Salient features of Online Banking services offered by Standard Chartered Bank are as follows:

Account information: Customer can access details of Savings accounts, Current accounts, Term deposits, Credit Card accounts, Loan accounts, etc. One can also view and print the account and transaction statement for the specified period. One can also check the status of issued cheques.

Funds Transfer: Customers can transfer funds to his own accounts within same bank. User can also

transfer money from his account to third party account of Standard Chartered Bank. The transfer of money within the bank is done immediately. Before transferring the money, customer needs to register 3rd party accounts.

In addition to same bank accounts transfer, customer can also transfer funds from his account to various other banks in India.

Risk profile calculation: Customer can use the risk profile calculator based on Investment services to calculate the risk associated with the investment.

Credit card Management–Customer can pay his credit card dues online, check the credit card transactions details, Request for redemption of rewards points and increase the credit limit online.

Online applications –Customer can request for various applications online including cheque book online, order a draft, order for lost statements, etc.

Market watch: Customers can view latest deposit and foreign exchange rates, access market commentaries on foreign exchange news, financial news, stock news, tax news, etc.

Personal update: Customer can make modifications to personal profile including changes in personal particulars, Change of password, etc.

Standard Chartered Bank NetBanking login and registration

In order to apply for Online Banking services, customers need to simply fill the registration form and submit it at the bank branch. Within 3 working days, bank will send Secure InterOnline Banking ID & Password at the registered mailing address of the customer.Customer can get the registration form any branch of Bank.

Customer can also call customer care at Phone Banking numbers /Credit Card Help-line for receiving the form at his/her address. Customer can also download the form at “http://www.standardchartered.co.in” and send it to the following address.

Standard Chartered Bank

PO Box # 8888, Chennai, India

Customer can login to access net banking services after receiving login ID & Password. There are few simple steps for login to standard chartered online banking services including Login to bank website at www.standardchartered.co.in, Entering Debit/ATM Card Number, Entering Debit/ATM Card PIN,

Receiving a Temporary Password on registered Mobile Number, entering Temporary Password, customise user id and password and start banking online.

Standard Chartered Bank Internet Banking security features

Standard Chartered Bank offers secure and safe internet banking services for all its customers. It uses the strongest encryption technology that ensures that all communication and transactionstravelling over internet remains confidential and secure. Customers can only login to access online service by using confidential User ID and password known only to account holder. Some of the security measures adopted by Standard Chartered includes Digital certificate from Verisign,

triple DES encryption on 128 SSL, auto logout feature that logs the customer out automatically if he/she forgets to logout, etc.

State Bank of Bikaner and Jaipur (SBBJ) Internet Banking

The Internet Banking service offered by SBBJ offers anywhere, anytime, online access to banking services to individuals and corporate customers. SBBJ internet Banking is made for all the customers who have an account at an internet enabled branch of SBBJ. Customers with account with internet enabled branch require to get registered for the Internet banking service with the branch. In case the customer’s branch is not internet enabled, he can transfer his existing account from his branch to an internet enabled SBBJ Branch.

State Bank of Bikaner and Jaipur Internet Banking SBBJ Online Banking features

SBBJ offers wide array of services to the customers including most commonly accessed banking features. It has made the life easier for the customers by offering stress free banking transactions from their home.

Some of the salient features offered by SBBJ online banking are as follows:

· Online Monitoring of accounts activity

· Request for new cheques online

· Checking account balance and see previous transactions

· Pay Utility Bills

· E-Rail reservation service using SBBJ accounts.

· Mutual Funds investments with SBBJ account

· VISA Money Transfer

· Update personal profile like address and phone number

· Check the status of the cheques online

· Check and Print Bank statements for past few months

· Online payment of taxes

· Online Transferring of funds between accounts

· Demat Account Statement

· TDS Enquiry

Apply for SBBJInternet Banking

In order to apply for SBBJ Online Banking, customers can visit the site at “www.sbbjonline.com” and download the application form for Online Banking. The form can also be obtained from the branch.

After completing the application form, it can be submitted to any nearest branch of the bank. On successful processing of the application, customer will receive User Id, Login Password and Transaction password. Customer can login to net banking site of SBBJ using the UserID and login password. Once logged in customer can avail many online banking services offered by Bank and perform various financial transactions.

The User Id & Passwords for login to the SBBJ will be sent to the registered address of customer with the Bank. Customer should ensure that his current address is updated in the Bank’s record. It is suggested that new customers should completely read the general information page so that they will get the idea of using the various banking services online. It is very easy to conduct all the banking transactions online. It is useful for those who are unfamiliar with online banking service.

SBBJ Security Features

The SBBJ or online internet banking service of State Bank of India is highly secure. It allows the customer to avail SMS based high security which is an additional layer of security offered for your transactions. Customers are recommended to enable this feature. When this feature is enabled, customer will receive a high security password by SMS while doing various online transactions such as transferring funds to third party accounts, issuing a demand draft, etc. This password is required by the customer for successfully completing the transaction.

The presence of EV-SSL Certificates ensures server’s authenticity that renders the session encrypted and safeguards users from trusting any unauthorised sites. This certificate is provided by Verisign, the leading Internet Certification Authority of world.